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Over 40,000 customers have chosen Trade Direct
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Save time and money
Quote and cover in less than 5 minutes
Save on your Public Liability Insurance this year and next. GUARANTEED
We GUARANTEE to SAVE you up to 20% when you join us*1
SAVE up to £745 with our exclusive offers
SAVE with our price freeze at renewal*
Never Stop Saving Logo *Applies to like for like cover.  Acceptance criteria and Terms and Conditions apply. 1. At least 10% of eligible customers will achieve the full 20% saving against their current renewal. GET A QUOTE NOW

Save money this year and next. GUARANTEED




SAVE up to 20% when you join us

By switching your Public Liability policy to us, we guarantee to save you money on your current renewal price, on like for like cover. Acceptance criteria and terms & conditions apply. See how it works.

SAVE up to £745 with exclusive offers

All Trade Direct Insurance customers have access to special discounts on a range of products. From tools to materials to services, you can save up to £745 all through the year with our partner benefits. Click here to see what offers you could get.

SAVE with our price freeze at renewal

We recognise and reward loyal customers, so when it comes to renewal we want to save you even more money. We guarantee to freeze your price at renewal if you’ve had a claim free year with us in the last 12 months. This applies to first year renewal. Applies to like for like cover. Excludes discount and Insurance Premium Tax changes.

Save when you join us

Here’s how it works.

Online customers

1. Get a Public Liability quote from us online. You must make sure that the details you provide are the same, or as close as you can get, to your existing insurance cover.

You’ll need to get to the “Summary of Quotation” page on our website and receive the “Full Quotation” email from us.

2. Ring Us: If we’re not cheaper, then please ring us on 08000 280 380 (Monday to Thursday 08:00 – 20:00, and Friday 08:00 - 18:30).

You’ll need to tell our sales agent that you got a quote online, and that you’d like them to beat your renewal. They’ll ask you how much your renewal price is, and ask you to send in proof of your renewal cover and price (see below)

GET A QUOTE NOW

Telephone quotations

If you’d like us to beat your renewal over the phone, please mention this to our sales agent at the start of your quote. If our quote isn’t cheaper than your current insurer, let our sales agent know how much you’re currently paying.

The agent will ask you to confirm details of your existing cover, and how much your current renewal quotation is for. They’ll also ask you to send proof of your renewal cover and price (see below).

Sending proof

You can send proof of your renewal cover and price to either bmr@tradedirectinsurance.co.uk, or via the post to:

Beat My Renewal
Trade Direct Insurance
Ockford Mill
Godalming
Surrey
GU7 1RH

If your current renewal is an email, it may be easiest to forward this to us at bmr@tradedirectinsurance.co.uk

If it’s a paper renewal, it may be easiest to snap a picture with a phone, and email this to us. We don’t need your whole renewal pack – just the key parts about cover and price.

You should keep the originals, as we cannot return documents sent to us relating to this offer

Terms and Conditions – Beat my renewal

  • The offer applies only to like for like cover to your existing Public Liability insurance policy
  • The offer is open to both new and existing customers
  • The discounted price is only available via the phone
  • The offer is only open to customers who have not claimed against a Public Liability or Employers’ Liability policy within the last 3 years
  • You will be required to send proof of your renewal quotation from your existing insurer including details of your cover and premium
  • The offer is based on the cover provided by our Essentials product
  • This offer is not open to customers purchased on any affiliate sites including Quidco, Topcashback and easyfundrasing
  • Acceptance criteria apply
  • Failure to provide proof of your renewal cover and price may either prevent or delay the provision of insurance at the offer price, or the cancellation of your insurance
  • Trade Direct Insurance will not return any documentation received in conjunction with this offer
  • Trade Direct Insurance Services Limited reserves the right to withdraw the offer at any point for any reason
  • The product and insurer offered as part of this promotion is at the discretion of Trade Direct Insurance, and may not be the product or insurer offered online
  • Underwriting terms, conditions and exclusions apply
  • There may be times when we are unable to offer cover, and our decision as to whether we wish to offer insurance is at our discretion
  • The offer is open to businesses located in the United Kingdom, including Northern Ireland, the Isle of Man and the Channel Islands
  • This offer cannot be used in conjunction with any other offers

Terms and Conditions – Renewal price freeze

  • This offer is open only to new customers reaching their first renewal anniversary
  • The offer applies only to like for like cover on your existing Public Liability insurance policy
  • The offer is only open to customers who have not claimed during their first year of cover or made material changes to the risk details of their policy
  • Price freeze excludes discounts and changes to Insurance Premium Tax
  • Acceptance criteria apply
  • Trade Direct Insurance Services Limited reserves the right to withdraw the offer at any point for any reason
  • The offer is open to businesses located in the United Kingdom, including Northern Ireland, the Isle of Man and the Channel Islands
  • This offer cannot be used in conjunction with any other offers