You or your company may be financially liable for the result of an accident caused by you, your company or a contractor
Many companies and trade associations require evidence of Public Liability insurance
Public liability claims can be very expensive - having a major impact on your business
Claims could result from incidents at your premises, or elsewhere
Optional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hired in Plant
Personal Accident and Jury Service cover extensions available (subject to product selected)
Tools cover with 24 hour protection available
Public Liability cover of £1M, £2M or £5M available
We cover Sole Traders, Partnerships, Limited Companies and Limited Liability
We cover over 70 trades in the building and construction industry
Cover for an additional, or secondary, trade is available
You can insure a total of up to 15 employees or trainees
GET A QUOTE
We offer 3 levels of Public Liability insurance cover - Essentials, Classic and Plus - underwritten by major insurer Zurich. This policy is designed to offer protection for tradesmen in the construction industry. The 3 levels are:
Essentials is a quality liability product with Public Liability limits of £1M, £2M or £5M, covering businesses with up to 15 Employees, and a turnover up to £1.5M. If you have Employees, £10M of Employers’ Liability cover is automatically included, which also includes 100 days of Temporary Employee cover. If you have more than 15 employees or an annual turnover greater than £1.5M, please ring us.
Classic extends Essentials cover by including £1,000 of Tools cover for the first employee, which can be increased to £5,000, as well as Professional Indemnity cover of up to £50,000 to help cover your professional advice.
Plus cover builds on Essentials and Classic by including Personal Accident, designed to pay a weekly sum if you are unable to work as the result of an injury sustained at work.
To further extend your policy you can add Jury Service cover (designed to pay £100/ day for 10 days while performing Jury Service, and £50/ day thereafter), Stock in Trade & Transit (available with Tools cover), Contract Works, Owned Plant and Hired in Plant.
There are also trade specific extensions available, such as Electrical Contractors Wiring Certification.
To get a quote for Tradesman’s Public Liability cover, please either click the red “Get a Quote” button above, ring our helpful and knowledgeable team on 08000 280 380, or choose your trade from the list below.
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Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.
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Why choose Trade Direct Insurance
Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments
What our customers said about us
98% were satisfied in their overall dealings with Trade Direct
100% were satisfied that they could contact Trade Direct at a convenient time
100% were satisfied that they received the policy they had been led to expect
94% would definitely use Trade Direct again
96% would recommend Trade Direct to others
(Customer Satisfaction Survey 2014)