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Public Liability Insurance

Join over 40,000 trade and construction customers who protect their businesses against unforeseen risks and costs

Professional Indemnity cover up to £50K available
24 hour tools cover available
Annual premiums from £64.86
Prefer to talk to someone?
08000 280 380 Retrieve a Quote

Why do I need Public Liability insurance?

Financially liable?You or your company may be financially liable for the result of an accident caused by you, your company or a contractor

Require evidence of Public Liability insuranceMany companies and trade associations require evidence of Public Liability insurance

Claims can be very expensivePublic liability claims can be very expensive - having a major impact on your business

Claims could result from anywhereClaims could result from incidents at your premises, or elsewhere

What cover can I get?

Optional extensions availableOptional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hired in Plant

Personal Accident and Jury Service cover availablePersonal Accident and Jury Service cover extensions available (subject to product selected)

Tools cover availableTools cover with 24 hour protection available

Cover of £1M, £2M or £5M availablePublic Liability cover of £1M, £2M or £5M available

Who do we cover?

We cover all types of businessesWe cover Sole Traders, Partnerships, Limited Companies and Limited Liability

Covering over 70 tradesWe cover over 70 trades in the building and construction industry

Cover for additional trades availableCover for an additional, or secondary, trade is available

Cover up to 15 employeesYou can insure a total of up to 15 employees or trainees


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Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

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Why choose Trade Direct Insurance

Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments

What our customers said about us

Satisfied with overall dealings98% were satisfied in their overall dealings with Trade Direct
Satisfied they could contact at a convenient time100% were satisfied that they could contact Trade Direct at a convenient time
Satisfied they got the correct policy100% were satisfied that they received the policy they had been led to expect
Would use Trade Direct again94% would definitely use Trade Direct again
Would recommend to others96% would recommend Trade Direct to others
(Customer Satisfaction Survey 2014)

Trades Covered