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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Hardware & DIY Shop Insurance

Focus on your Hardware/ DIY retail business knowing you’re protected by insurance from a major UK insurer.

4.9/5 rating - read our reviews
Flexible benefits and generous limits allow you to choose the cover you need for your hardware shop
Choose from a panel of high profile household name insurers

Product Features

Cover for upto £10mPublic and Products Liability insurance cover for damage to customer’s property or injury to visitors to your premises

Including 100 Days temp coverEmployers’ Liability is designed to protect you against claims for death and injury of your employees

Personal Accident cover up to £500 per dayBusiness Interruption cover helps you get back on your feet if you’re unable to trade due to an insured event. Can include lost income cover.

Personal Accident cover up to £500 per dayInsure your Stock against a range of risks, frequently with an automatic seasonal uplift in cover

Contract Works extensionsContents cover protects your equipment and workplace property (not building), against damage

Contract Works extensionsMoney cover protects money that is stolen from your premises, your home or while on the way to being banked

Why Choose Us?

Leading construction insurersWe work with a panel of major insurers to search the market for the cover that’s right for you

Competitive coverOver 30 years trading, so you can be sure we’ll be here if you need us

support from our experienced UK staffBuy online or over the phone – whichever suits you best

support from our experienced UK staffUK based team, with friendly and helpful staff ready to help you

30 years experienceObtain your documents electronically

30 years experienceWe’re not just about tradespeople – we offer over 20 products to a wide range of businesses and individuals

feefo stars
4.9/5
Provided by
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Hardware Shop Insurance

If you own a hardware shop on the high street, carrying a range of stock, with members of the public regularly visiting your premises, you can face a number of risks on any given day. We offer a shop insurance comparison service, allowing you to compare prices from a panel of major insurers, choosing cover and limits that meet your individual needs.

Cover options

Our panel offers a wide range of standard cover options including Public & Products Liability, Employers’ Liability, Stock, Money, Business Interruption, and Contents. In addition to this, and varying by insurer, we also offer Buildings, Goods in Transit, Glass & Signage, Loss of License, Legal Expenses, and Personal Accident (Assault).

Stock cover

Stock forms a fundamental part of your business, from large numbers of small low cost items like screws and fixings, through to paint, varnishes and power tools. Individually, these may be low cost items, but the total sum can be significant, and should be insured.

Big name insurers

Selecting the right cover is important, but knowing your policy is backed by a household name in insurance is arguably equally important. Our hardware shop insurance panel of insurers includes big names such as AXA, LV= and Zurich.

Get a quote

To compare prices for Shop Insurance from a range of major insurers, click Get a quote, and we’ll do the leg-work for you. If you’d rather discuss your requirements, you can request a Call Back, or talk to one of our friendly team today on 08000 280 380. We’re here to take your call from 08:00 to 20:00 Monday-Thursday, and 08:00 to 18:30 Friday.

Retrieve a quote

If you’ve already got a quote from us, you should have received an email with a link that allows you to retrieve your quote. If you don’t have this email to hand, you can Retrieve Your Quote here.

FAQs

We search a panel of major UK insurers who offer specialist shop insurance policies so you don’t have to scour the market – saving you time.

FAQs

Our FAQs are designed to answer some of the questions you may have about our Shop Insurance cover. Click here for more information.

FAQs

Looking for Home insurance too? Let us do the leg-work and help you find a policy that suits your needs Find out more.


Why choose Trade Direct Insurance

We insure over 40,000 businesses from individuals to medium sized businesses
We’ve been in business for over 30 years, so we have lots of experience insuring businesses
Buy online or over the phone – whichever you prefer
Policies that can be tailored to your specific business needs
UK based call centre, on hand to help if you need us
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.

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