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Flooring Contractors
Liability Insurance

Over 40,000 trade and construction customers have chosen our combined liability policy to protect their business. Join them today.

4.8/5 rating - read our reviews
Public Liability limits of £1M, £2M and £5M
Personal Accident and Jury Service cover available

Product Features

Cover for upto £10mNo claim discount of up to 10% (with two claim free years)

Including 100 Days temp coverTools cover available with 24 hour protection

Personal Accident cover up to £500 per dayOptional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hire-in Plant

Personal Accident cover up to £500 per dayFree Temporary Employee cover where Employers Liability included

Why Choose Us?

Leading construction insurersOver 40,000 customers have chosen Trade Direct Insurance

Competitive coverSafe and secure buying process

support from our experienced UK staffImmediate cover with no paperwork to complete

support from our experienced UK staffQuick quote in 60 seconds

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4.8/5
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Competitive flooring contractors insurance quotes

Our insurance policies are designed for sole traders, small to medium businesses and partnerships, so you can be sure that you’re getting cover that’s aimed at your business insurance needs. We offer flooring contractors liability insurance that has at its core Public Liability and a number of automatically included and optional extensions with various limits that can be tailored.

More than just flooring contractors Public Liability insurance

Our combined liability insurance for flooring contractors has 3 different levels of cover, and offers cover for more than just Public Liability for businesses employing up to 15 employees, and with an annual turnover of up to £1.5M.

3 Levels of cover

Essentials cover includes Public Liability cover with limits of £1M, £2M or £5M and is designed for businesses with up to 15 employees, and an annual turnover of up to £1.5M. If you have employees, £10M of Employers’ Liability cover is included automatically, including 100 days of temporary employee cover. If you have more employees, or a higher annual turnover, please ring us, as we should be able to provide you with a quotation over the phone.

Classic cover extends the cover provided by Essentials, with £1,000 of 24 hour Tools cover for hand and portable tools for the first person included as standard, which can be extended to £15,000. As part of Classic, you also receive £50,000 of Professional Indemnity cover.

Plus further extends the cover provided by Essentials and Classic, including Personal Accident cover which is designed to pay a £300 weekly amount if you’re unable to work as the result of an accident sustained while at work.

With Essentials, Classic and Plus, you have the option of adding Jury Service cover, designed to pay £250/ day for 10 days, and £50/ day thereafter while you’re performing jury service. In addition to these covers and extensions, you can also choose to add Stock in Trade & Transit (with Tools cover), Contract Works, Hired-in plant and Owned Plant.

Bigger business?

If you run a business with more than 15 employees, or have an annual turnover over £1.5M, we may be able to offer you a quotation over the phone. Please give us a ring, or let us Call You Back

The right insurance for flooring contractors

At Trade Direct Insurance we have over 30 years of experience in providing individuals and companies in many trades with the insurance they need. We can arrange immediate flooring contractors insurance cover, and you can download your documents online immediately. For more information or to obtain a quote, please click “Get a Quote”. Alternatively, contact our friendly and helpful team on 08000 280 380. For a great deal on flooring contractors insurance, trust Trade Direct Insurance.

Why do I need Public Liability insurance?

You and your company may be financially liable for the result of an accident caused by you, your company or a contractor either at your premises or elsewhere. Public Liability claims can be very expensive, which could have a major impact on you or your business. As well as giving you peace of mind, many companies and trade associations require evidence of Public Liability insurance.

Policy Information

Public Liability FAQ

Professional Indemnity FAQ

FAQs

Our FAQs are designed to answer some of the questions you may have on our Public Liability cover. Click here for more information.

Zurich logo

Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

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Why choose Trade Direct Insurance

Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2016

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards 2016.

On The Tools is the largest online construction community in the UK, and we couldn’t be prouder to support and provide cover for their community of tradespeople.