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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Conservatory Contractor
Liability Insurance

Join over 40,000 conservatory designers and contractors ,and other tradespeople who protect their business with us

Public Liability up to £5M
Up to £15,000 of Tools cover available

What cover can I get?

Cove for upto £5mPublic Liability cover with limits of £1M, £2M and £5M

£15,000 Tools cover availableUp to £15,000 Tools cover is available (subject to product selected)

Personal Accident and Jury Service extensionsPersonal Accident and Jury Service cover extensions available (subject to product selected)

Optional extras availableOptional extras such as Employers’ Liability Insurance, Stock, Contract Works, Owned Plant can be added to the policy

Who do we cover?

We cover all types of businessesWe cover Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships

Electricians typesConservatory designers and contractors

from individuals to medium sized companies specialising in interior and electrical installationIndividuals and small to medium sized businesses designing and constructing conservatories

Cover up to £3mBusinesses with a turnover up to £3M, and up to 15 employees

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Tailored cover

Our Public Liability product is designed to be flexible, meeting the differing needs of businesses with turnover up to £3M and up to 15 employees. We offer 3 products, designed to reflect different business needs:

Essentials offers Public Liability cover with limits from £1M to £5M, and if you have employees, £10M Employers’ Liability is automatically included. In addition to this, we offer a range of optional extensions including Hired-In plant, Owned plant, Contract Works and Jury Service (applicable to the policyholder only).

If you want broader cover, Classic extends Essentials by including £1,000 of Tools cover for the policyholder. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van - following a violent and forcible break in to your locked vehicle. If necessary, cover can be extended up to £15,000. Classic also includes £100,000 of Professional Indemnity insurance.

Our widest level of cover is our Plus product which includes Personal Accident - designed to pay a weekly sum if you’re unable to work as the result of an accident at work.

Unique policy

At Trade Direct we have a unique combined liability insurance policy with Zurich Insurance – giving you the comfort of knowing you have the backing of one of the biggest names in the insurance world.

Trade Direct are a specialist insurance company offering public liability insurance to trades people in the conservatory, building and construction industries.

Our team knows that not all construction contractors are the same. We work with more than 70 trades from conservatory contractors to painters and decorators and many others in between, so we know that you need an insurance policy that suits your specific business requirements.

Special links

To ensure that we bring you quality insurance, we have links with one of the biggest names in insurance - Zurich Insurance. With their help, we can provide you with immediate cover through our unique combined liability insurance.

Our helpful team can provide you with a quote which will not only protect you for Public Liability, but could also cover you against accidents and legal demands on your time (such as jury duty), as well protection for your employees and your valuable equipment.

Get a quote

To obtain your Conservatory Contractors quote, please click the “Get a Quote” button above, or call our helpful and knowledgeable team on 08000 280 380. We’re here 08:00 to 20:00 Monday to Thursday, and 08:00 to 18:30 on Friday, so you can organise your insurance at a time that suits you.


Our FAQs are designed to answer some of the questions you may have on our Public Liability cover. Click here for more information.

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Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

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Our website uses secure encryption, from Thawte, so you can be confident that your data is safe on our website.

Why choose Trade Direct Insurance

Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.