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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Carpet Shop Insurance

Comprehensive cover for your Carpet retail business with insurance from our panel of major UK insurers.

4.8/5 rating - read our reviews
Flexible benefits and generous limits to meet the needs of high street shops
Choose from a panel of major insurers so you know you’re in safe hands

Product Features

Cover for upto £10mPublic and Products Liability insurance cover for damage to customer’s property or injury to visitors to your premises

Including 100 Days temp coverEmployers’ Liability is designed to protect you against claims for death and injury of your employees

Personal Accident cover up to £500 per dayBusiness Interruption cover helps you get back on your feet if you’re unable to trade due to an insured event. Can include lost income cover.

Personal Accident cover up to £500 per dayInsure your Stock against a range of risks, frequently with an automatic seasonal uplift in cover

Contract Works extensionsContents cover protects your equipment and workplace property (not Building), against damage

Contract Works extensionsMoney cover protects money that is stolen from your premises, your home or while on the way to being banked.

Why Choose Us?

Leading construction insurersWe work with a panel of major insurers to search the market for the cover that’s right for you

Competitive coverOver 30 years trading, so you can be sure we’ll be here if you need us

support from our experienced UK staffBuy online or over the phone – whichever suits you best

support from our experienced UK staffUK based team, with friendly and helpful staff ready to help you

30 years experienceObtain your documents electronically

30 years experienceWe’re not just about tradespeople – we offer over 20 products to a wide range of businesses and individuals

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4.8/5
Provided by
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Carpet Shop Insurance

Carpet shops have many of the same insurance needs as other stores. They carry stock, have members of the public on the premises, manage cash takings, and use glass/ signage. Your business will face a range of potential insurance liabilities, and with the right insurance in place, your focus can be more about your business, and less about the risks that it faces.

Cover options

Our panel offers a wide range of standard cover options including Public & Products Liability, Employers’ Liability, Stock, Money, Business Interruption, and Contents. In addition to this, and varying by insurer, we also offer Buildings, Goods in Transit, Glass & Signage, Loss of License, Legal Expenses, and Personal Accident (Assault).

Stock cover

Given the bulky nature of floor coverings like carpets, underlay and laminate, it’s likely that stock will be delivered to your shop as it’s required for individual orders. This may mean that your stock turn-over is mostly high, and the overall value of stock in your shop at any given time can also be high. It’s worth considering the value of carpets, underlay, mats, rugs, blankets, lino and laminate, ensuring that if it was all lost, would you be covered.

Big name insurers

Selecting the right cover is important, but knowing your policy is backed by a household name in insurance is arguably equally important. Our carpet shop insurance panel of insurers includes big names such as AXA, LV= and Zurich.

Get a quote

To compare prices for Shop Insurance from a range of major insurers, click Get a quote, and we’ll do the leg-work for you. If you’d rather discuss your requirements, you can request a Call Back, or talk to one of our friendly team today on 08000 280 380. We’re here to take your call from 08:00 to 20:00 Monday-Thursday, and 08:00 to 18:30 Friday.

Retrieve a quote

If you’ve already got a quote from us, you should have received an email with a link that allows you to retrieve your quote. If you don’t have this email to hand, you can Retrieve Your Quote here.

FAQs

We search a panel of major UK insurers who offer specialist commercial property owners insurance policies so you don’t have to scour the market – saving you time. Find out more

FAQs

Our FAQs are designed to answer some of the questions you may have about our Shop Insurance cover. Click here for more information.

FAQs

Looking for Home insurance too? Let us do the leg-work and help you find a policy that suits your needs Find out more.


Why choose Trade Direct Insurance

We insure over 40,000 businesses from individuals to medium sized businesses
We’ve been in business for over 30 years, so we have ample experience if you need us to help
Buy online or over the phone – whichever you prefer
Policies that can be tailored to your specific business needs
UK based call centre, on hand to help if you need us
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.

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