Public Liability Insurance for Tradesmen

Public Liability Insurance
£1,000 free tools cover with every policy...

Our exclusive liability policy has been developed over the past 25 years working with our customers within the Tradesman and Construction market, and now offers an unbeatable combination of wide policy cover and value for money.

Key Benefits

  • Unbeatable cover and price
  • Quick quote in 60 seconds
  • Immediate cover with no paperwork to complete
  • Introductory discount of up to 15%
  • £1,000 tools cover FREE of charge and 24 hour cover!
  • Over 40,000 customers have chosen Trade Direct
  • Quick, safe and secure buying process
  • Optional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hired in Plant
  • Free Temporary Employees cover where Employers Liability included

Our policy is underwritten by top rated insurer, Zurich Insurance plc, and provides extremely wide standard cover including free 24 hour tools insurance for £1,000 as well as free Professional Indemnity cover of up to £50,000 to cover your professional advice. You also have the flexibility to add additional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hired in Plant, Personal Accident and Jury Service.

Our standard policy provides Public Liability of £1million, £2million or £5million cover. Cover can be extended to include cover for up to fifteen permanent Employees or labour only sub contractors, with free Temporary Employees cover being included where Employers Liability is purchased. Cover for your owned or hired-in items of plant and equipment can be included, as well as cover for materials on site and the ongoing work in progress. Simply select the limits of cover you require to calculate your individual premium.

In addition you can also add Personal Accident cover to provide a weekly income should you be injured and be unable to work. Finally you can add Jury Service and Stock in Transit cover.


Trades Covered

My Trade Direct - Information

If you have already activated your account or previously purchased a policy online you can use your account details to sign in and access your policy documentation and progress saved quotes.

If you have received a letter from us informing you that your documentation is now available online, please select activate my account and follow the instructions, you will need your unique account activation reference number, which is on your letter, in order to complete the process.

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My Trade Direct

Policy Information

Public Liability FAQ

Professional Indemnity FAQ

Turnover above £1.5m or manual workforce over 15 employees?

Please call our dedicated team
for a personal service on
08000 280 380