Personal Accident and Sickness Cover

Personal Accident and Sickness Cover
Underwritten by Aviva - one of the largest insurers in the UK

If you are self employed or running your own business you will be only too aware that any absence from work will have a direct effect on your income and that a prolonged period of absence will have a significant impact.

Accident and Sickness Cover

Lump Sum

*Temporary Total Disablement (Accident)

Sickness Cover?

Cost Per Year

Cost Per Month

Options

£20,000

£200 pw

£138.86

£12.82

Maximum Amount Payable

The maximum weekly benefit payable for Temporary Total Disablement is 65% of your normal weekly wage and for Temporary Partial Disablement is 32.5% of your normal weekly wage.

Weekly policy benefit £200.00 – normal weekly wage £300.00

£30,000

£300 pw

£212.00

£18.92

Maximum Amount Payable

The maximum weekly benefit payable for Temporary Total Disablement is 65% of your normal weekly wage and for Temporary Partial Disablement is 32.5% of your normal weekly wage.

Weekly policy benefit £300.00 – normal weekly wage £450.00

£40,000

£400 pw

£285.14

£25.19

Maximum Amount Payable

The maximum weekly benefit payable for Temporary Total Disablement is 65% of your normal weekly wage and for Temporary Partial Disablement is 32.5% of your normal weekly wage.

Weekly policy benefit £400.00 – normal weekly wage £600.00

£50,000

£500 pw

£358.28

£31.65

Maximum Amount Payable

The maximum weekly benefit payable for Temporary Total Disablement is 65% of your normal weekly wage and for Temporary Partial Disablement is 32.5% of your normal weekly wage.

Weekly policy benefit £500.00 – normal weekly wage £750.00

Inclusive of Insurance Premium Tax 6% Cost per month (direct debit) includes 6% credit charge (£15 minimum).

*The amount payable for Temporary Total Disablement is 65% of your weekly earnings.

It is possible to arrange insurance to provide a regular income following a period of absence from work as a result of accident or sickness and at Trade Direct Insurance we have been able to negotiate a particularly competitive policy with Aviva.

For a small premium it is possible to arrange weekly benefits of up to £500 per week and capital benefits of up to £50,000.

Our policy has a range of attractive benefits; The policy cover is operative 24 hours a day so it will cover accidents that happen at home as well as at work. The policy pays for up to 52 weeks subject to a 14 day excess.

Information

All Trade Direct policy holders can now ‘Pay a policy premium’ or ‘Make a Claim’ without needing to log in.

Those customers who purchased an online liability, personal accident or legal expenses policy on or after the 10th October 2011 can also access their policy documentation via ‘My Trade Direct’ using a unique login. This feature is currently being developed to provide access for all of our customers and login details will be provided in due course.

My Trade Direct log in
 

Policy Documents